All you need to know about studying, working, and living in Germany
Current real estate investment offers in Germany
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Current real estate investment offers in Germany
At the moment, there are real estate offers in many different cities in Germany.
New flats will be built, and they are open for sale now. These are high-quality flats in excellent locations, perfect for real estate investors.
If you want to get one of these flats, be fast and talk to my financial adviser as soon as possible. I personally bought 2 investment properties from him, and I am super happy with my decision.
My financial adviser speaks perfect English and can explain all the details to you thoroughly. All the work will be taken care of, including property selection, location research, mortgage, and tenant management. Rental guarantee and rental pool are also possible. Check this article to see how it works.
You can contact him and mention my blog “My Life In Germany” to get a free consultation.
Below you can see some details of the flats in each of these cities.
Leipzig
completed new building, without construction time, without construction costs, with a quick start of rental
Leipzig, very good city centre location
highest population growth in Germany
highest price increase perspective in the forecasts
incredibly large balconies, terraces or roof terraces
the new up to 150% higher tax benefits
equity from just under €20,000
fixed price guarantee, guarantee for punctual and defect-free completion, TÜV/Dekra construction controlling
more than 80% are paid by tenants and tax officers, even with less than 200 € per month. Become a landlord in Leipzig
tax-free return after 15 years between €155,500 and €344,500 (depending on the size of the apartment)
long-term between €510,800 and €1,131,000 tax-free return (depending on the size of the apartment)
Want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
Important:
Please submit your requests as early as possible to my financial adviser so that the forms and the preliminary financing check can be done in good time.
The deadline for pre-booking ends on Monday, 22.06.2026, at 5.00 p.m.
Erfurt
well over 400 apartments have already been completed ahead of schedule, rented out before completion, and consistently achieved significant additional rents
state capital Erfurt, with high population growth
ecological new construction as KfW40 QNG, even here for the first time with heat pumps and deep drilling for brine thermal energy
small purchase price sizes, many apartments from 218,800 €
of which € 150,000 as a low-interest KfW promotional loan
triple tax turbo: the new up to 150% higher tax advantages, plus 4x 5% special depreciation, plus deductibility of the property
approx. 60% of the property is tax deductible in just 10 years
equity from €15,200
fixed price guarantee, guarantee for punctual and defect-free completion, TÜV/Dekra construction controlling
clear cash flow surplus from the beginning, 100% paid by tenant and tax office, become a landlord even for 15 years for only 42 € per month
tax-free return after 15 years between €117,500 and well over €200,000 (depending on the size of the apartment)
long-term between €479,500 and well over €832,500 tax-free return ( depending on the size of the apartment)
Want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
Important:
Please submit your requests as early as possible to my financial adviser so that the forms and the preliminary financing check can be done in good time.
The deadline for pre-booking ends on Monday, 29.06.2026, at 5.00 p.m.
Donaueschingen
ecological new building, KfW40 QNG
unobstructed fantastic park location
one of the strongest economic locations in Germany
innovation region
good transport connections to Lake Constance, Zurich, Stuttgart, etc.
only approx. 1 year construction time
€150,000 low-interest KfW promotional loan per apartment
150% higher tax advantages, on top 4x 5% special depreciation, approx. 50% of the property is tax deductible in just 10 years
equity from €23,700 (net €21,900)
fixed price guarantee, guarantee for punctual and defect-free completion, TÜV/Dekra construction controlling
clear Cashflow surplus from the beginning, 100% paid by tenants and tax office, even over 15 years the own expenditure is only about 136 € per month Become a landlord
very high chances of strong additional rents from the outset
after 15 years, tax-free returns from €197,200, after 20 years from €292,000, in the long term more than €717,000 (even for the smallest apartment size)
Want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
Weil am Rhein/Basel, Swiss border
ecological new building, KfW40 QNG
new additional contingent, only a few apartments left
almost two years of construction have passed, so the apartments are ready for occupancy quickly, with a quick start to the lease
€150,000 low-interest promotional loan
the new up to 150% higher tax benefits
using Switzerland’s income, which is more than twice as high
fixed price guarantee, guarantee for punctual and defect-free completion, TÜV/Dekra construction controlling
global corporations such as Novartis, Roche, Rhenus, etc. can be reached in a few minutes
equity from 22,500 € (purchase price from 401,000 €, Attention: for purchase prices over 500,000 € there is a 50% subsidy on the real estate transfer tax)
the tenant and the tax office pay 100% from the beginning, even over 15 years from about 272 € to buy a property on the Swiss border
very high chances of strong additional rents from the outset
after 15 years, tax-free returns between €194,000 and €353,000 (depending on the size of the apartment)
long-term between €611,500 and €1,113,000 tax-free return (depending on the size of the apartment)
Want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
What are direct allotments?
In some properties, additional contingents are being created due to rapid sales. It can also happen that a customer is deprived of an apartment that has already been allocated because the necessary financing documents were not submitted in time. In such cases, Swiss Life releases the apartment for direct allocation, giving you the chance to benefit from it.
The rule is always: first come, first serve
Berlin “Top 9 City of the world” ecological stock, lots of real estate for little money, top equipped apartments, rent from the beginning, from 26,200 € equity
exclusive fully listed properties with 100% depreciation of construction costs in just 12 years, often €200,000 and more tax benefits
Wedau in the north of Düsseldorf, surrounded by 6 lakes, new additional contingent with 50% real estate transfer tax subsidy, thus from only 22,000 € equity
Leipzig with KfW40 QNG, €150,000 low-interest KfW development loan, from €367,000 incl. garage and kitchen, from €28,000 equity
Traunreut near Lake Chiemsee in Bavaria, purchase price from only €280,000, equity from €16,000 (net €14,600)
Important:
Please submit your requests as early as possible to my financial adviser so that the forms and the preliminary financing check can be done in good time.
****All the below properties are now sold out****
150 apartments between Mannheim, Walldorf, Ludwigshafen and Heidelberg SOLD OUT
a few minutes from BASF in Ludwigshafen
15-20 minutes from Mannheim, with Bilfinger, Bauhaus and Südzucker AG
30 minutes from Heidelberg with world market leaders
35 minutes to SAP in Walldorf
great chances of allocation, as 150 apartments are available
with purchase prices from € 332,320
Ecological new construction as KfW-40-QNG
Rhine-Neckar district with 2.4 million inhabitants
€150,000 low-interest promotional loan
the new up to 150% higher tax benefits, plus 4x 5% special depreciation
around 50% depreciation already in the first 10 years
Gross equity from €24,500, net from €21,400
significant surplus from the start
even for 15 years from approx. 72 € monthly personal expenditure
tax-free repayment after 15 years: already €185,000
almost 3/4 million € return on investment in the long term
Hamburg – Ecological New Build (Almost Completed) SOLD OUT
From approx. €26,200 equity
Ecological new build, KfW-40 energy standard
Hamburg: 1.9 million residents, 1.3 million employed, strong economy and purchasing power
Population expected to exceed 2 million by 2030
Major economic hub for trade, research, and technology
Excellent micro-location: bus stop right in front, walking distance to the future U-Bahn station
Direct connection to Veloroute 5 (bike path)
Nearly completed — short construction time, low construction costs, and quick rental start
New tax benefits — up to 150% higher deductions
€100,000 low-interest KfW development loan per apartment
Purchase prices starting from €350,100
Approx. 96% of the costs covered by tenants and tax benefits — become a landlord in Hamburg from only €149/month (over 15 years)
After 15 years: tax-free returns of €224,000 to €500,000+ (depending on unit size)
Long-term tax-free net wealth potential: €663,000 to €1.5 million+
New in Rastatt / Baden-Baden / Karlsruhe – Unique Historic Monument Property SOLD OUT
From approx. €10,500 equity
A truly rare opportunity — a heritage-protected property offering the feeling of living in a townhouse, with your own garden and private entrance. This is one of those “once-a-decade” projects.
Prime region: Baden-Baden (UNESCO World Heritage Site), close to Karlsruhe, Offenburg, and Strasbourg
Located in prosperous Baden-Württemberg — high income, strong economy
Price growth forecast for the region: +25% by 2035
Stunning surroundings and one-of-a-kind micro-location
As one of our product reviewers said: “I’ve never visited a location this beautiful.”
3.70m ceilings, underfloor heating, real wood parquet flooring
Most apartments include large private gardens and individual entrances — real home feel
Private garage parking included per unit
Attractive tax benefits through heritage property incentives
Peaceful location, rich in charm and architectural heritage
Set within a historic riding hall of a former barracks — true cultural property with story and soul
Massive appreciation potential — a one-of-a-kind historical investment
Many units are duplex (maisonette) apartments, highly sought after by tenants
Purchase prices from €163,000
About 90% financed through tenant payments and tax benefits — become a landlord from €99/month (over 15 years)
After 15 years: tax-free returns of €96,100 to €275,000+
Long-term tax-free wealth potential: €286,000 to €850,000+
Completed New Build – No Construction Costs SOLD OUT
At the fast-developing European AI hub of the future in the Heilbronn / Heidelberg / Neckarsulm region.
Ecological new build, KfW standard
Completed — no construction period, no construction interest, immediate rental income
Surrounded by major employers: Lidl, Schwarz Group, Audi, SAP, BASF, and others
Home to Heilbronn Education Campus, with partnerships including TU Munich and University of Zurich
New European AI Center with 5,000 jobs expected by 2027
High population growth and strong tenant demand
Premium fittings and finishes
New tax benefits — up to 150% higher deductions
From €25,600 equity
100% financed by tenants and tax benefits from day one
After 15 years: no out-of-pocket cost, with profits in almost all cases
Potential 9x to 27x increase in capital over 15 years (depending on unit size)
Featured VIP Properties SOLD OUT
Auenstein
3 apartments, including 2 exclusive penthouses
From €32,780 equity
Höchstberg
2 apartments
From €33,200 equity
Öhringen
5 apartments, including 2 exclusive maisonettes
From €31,200 equity
NRW, award-winning pilot project “Klimaquartier NRW”, the new garden city north of Düsseldorf SOLD OUT
ecological new building, KfW 40 QNG+
Underfloor heating, underground parking, accessibility, etc.
Fantastic and unique park property in the heart of the city
Fixed price guarantee and bank guarantee for punctual and defect-free completion
€150,000 low-interest KfW promotional loan per apartment
the new, up to 150% higher tax advantages, on top 4x 5% special depreciation, approx. 50% of the property tax-deductible in just 10 years
Purchase prices from €318,185 to €530,650 (2- to 3-room apartments)
Equity from €23,400
100% is paid by the tenant and the tax office
Very high chances of strong additional rents from the outset
after 15 years, tax-free returns from €183,700 to over €262,400 (depending on the size of the apartment)
long-term between €698,000 and over €1 million tax-free net assets (2- to 3-room apartments)
Donaueschingen – Ecological monument, in the last construction phase SOLD OUT
1st construction phase sold out within 12 days in July
highly ecological very rare lace full monument
low purchase prices from € 213,950
Equity from approx. €15,900
100% depreciation of construction costs in just 12 years
KfW monument, with low-interest KfW promotional loan, plus €6,000 repayment subsidy per apartment from the state
in the first approx. 10 years no own additional payment in our example calculation, 100% is paid by tenants and tax office
even over 15 years only about 68 € per month. own contribution and thus even over 15 years about 95% are paid by the tenant and tax office
a 7-fold net increase in money in just 15 years
already after 15 years approx. 151,800 € to 287,600 € net return, depending on the size of the apartment
Attention: For the listed apartments, advance reservations are only accepted by customers with a net income of at least €5,000 or for couples of at least €6,000. It is not only the pure net on the payslip that counts. Deductions for direct insurance or company cars, for example, are added back. The same applies to annual special payments such as the 13th or 14th salary as well as other income. Likewise, monthly rental income, which can be proven by statements, counts as net income, even if the income is offset by expenses or mortgage payments. So all income counts, regardless of the amount of expenditure.
Norderstedt / Hamburg – with more than 50% depreciation in just 10 years SOLD OUT
ecological new building, KfW 40 QNG+
High-end equipment: 2.80 meters ceiling height, underfloor heating, real wood parquet flooring, underground parking, accessibility, etc.
650 meters from the subway station, with 5-10 minutes interval to the center of Hamburg
fixed price guarantee and bank guarantee for punctual and defect-free completion
€150,000 low-interest KfW promotional loan per apartment
the new, up to 150% higher tax advantages, on top 4x 5% special depreciation, approx. 50% of the property tax-deductible in just 10 years
purchase prices from 314.500 € to 567.000 € (2- to 4-room apartments)
equityfrom 27.200 €
100% is paid by the tenant and the tax office
very high chances of strong additional rents from the outset
after 15 years, tax-free returns of €174,200 to over €303,000 (depending on the size of the apartment)
long-term between €724,000 and over €1.3 million tax-free net assets (2- to 4-room apartments)
Pfullingen / Reutlingen / Tübingen / Stuttgart –Condominiums and terraced houses, with over 100,000 € purchase price advantage SOLD OUT
ecological new building, KfW 40 QNG
4 km from Bosch and in the immediate vicinity of many other world market leaders
700,000 inhabitantsin the region, High population growth, umpteen university towns and research centresin the area
Fixed price guarantee and bank guarantee for punctual and defect-free completion
€150,000 low-interest KfW promotional loan per apartment
the new, up to 150% higher tax advantages, on top 4x 5% special depreciation, approx. 50% of the properties tax-deductible in just 10 years
purchase prices from 314.500 € to 567.000 € (2- to 4-room apartments)
equityfrom 28.000 €
100% is paid by the tenant and the tax office
very high chances of strong additional rents from the outset
after 15 years, tax-free returns of €225,000 to over €339,000 (depending on the size of the apartment)
long-term between €704,000 and over €1.1 million tax-free net assets (2- to 4-room apartments)
Want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
Berlin – absolutely unique in Berlin, living in the park, directly adjacent to a nature reserve SOLD OUT
Ecological new-build, KfW 40 QNG+
Spectacular park property of more than 36,000 m², directly bordering the castle park and the nature reserve
Most populous district of Berlin, Buch as the top location in Berlin-Pankow
High security through minimum rent guarantee, rental pool, and 100% of all additional rents for investors
In the immediate vicinity of the science and medical hub, biotech and high-tech location Berlin-Buch
Short construction period, with fixed price guarantee and bank guarantee for on-time and defect-free completion
€150,000 low-interest KfW promotional loan per apartment
The new, up to 150% higher tax advantages
Purchase prices from €252,000 to €696,600 (1- to 4-room apartments, 93% of apartments above €375,000)
Equity starting from €30,000 – €40,000 (only two apartments available from €20,000 equity)
With the minimum rent guarantee alone, 100% of tenants and the tax office are paid
Very high chances of strong additional rental income from the very beginning
After 15 years, tax-free returns of €215,600 to well over €350,000 (2- to 4-room apartments)
Long-term, between €844,500 and over €1,500,000 in tax-free net assets (2- to 4-room apartments)
Global City Hamburg – Extended HafenCity with massive equity reduction – Only 14 Units Left (Over 200 Already Sold) SOLD OUT
Exclusive VIP Direct Allocation, first come – first serve
Extremely shortened construction time, significantly reduced construction costs
Reduction of ancillary costs from over €40,000 to well over €60,000 per apartment
The new, up to 150% higher tax benefits
Highly ecological premium property in a future prime location
Purchase prices from €662,000 to €1,101,000 (due to the high purchase prices only for clients with top credit rating)
Net equity from approx. €15,200 in 2025
Over 80% paid by the tenants and the tax office
Very high chances of massive additional rents
After only 15 years, tax-free returns of €388,000 to €646,600, depending on apartment size
Long-term between €1.5 million and €2.5 million in tax-free net assets
Want to know more?
Per request, we will provide detailed document and presentation video with all figures and tax savings explained.
Stuttgart Metropolitan Region SOLD OUT
Completed eco-new build, no construction time or related costs
Fantastic micro-location
One of Germany’s top real estate regions
Winner of an architectural competition
High rental income with indexed rental contracts
New tax benefits up to 150% higher
All previous units sold quickly
NEW: Only one apartment left
€67,100 discount on this apartment
Purchase price: €764,400
Equity from €54,300
Around 94% paid by tenant and tax office, own monthly contribution ~€210
After 15 years: approx. €436,400 in tax-free returns
You want to know more?
We will send the explanatory video on request
Ecological full monument in Donaueschingen (Baden-Württemberg) SOLD OUT
highly ecological very rare lace full monument
low purchase prices from € 289,650 (already incl. underground parking space and fitted kitchen)
net equity from approx. €21,000
100% depreciation of construction costs in just 12 years
KfW monument, with low-interest KfW promotional loan, plus €6,000 repayment subsidy per apartment from the state
in the first approx. 10 years no own additional payment in our example calculation, 100% is paid by tenants and tax office
even over 15 years only about 86€ per month. own contribution and thus even over 15 years about 95% are paid by the tenant and tax office
a 7-fold net increase in money in just 15 years
already after 15 years approx. €186,800 to €323,500 net return, depending on the size of the apartment
Attention:
For this property, pre-reservations are only accepted by customers with a net income of at least €5,000 or for couples of at least €6,000. It is not only the pure net on the payslip that counts. Deductions for direct insurance or company cars, for example, are added back.
The same applies to annual special payments such as the 13th or 14th salary as well as other income. Likewise, monthly rental income, which can be proven by statements, counts as net, even if the income is offset by expenses or mortgage payments. So all income counts, regardless of the amount of expenditure.
Want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
Stunning Existing Apartments with Low Purchase Prices – No Construction Time, Immediate Rental Income SOLD OUT
Boomtown Leipzig and Dresden– in absolute prime locations, in the new third asset class “Neubau Inside”, from 200,000 € purchase price, from 14,800 € equity, around 90% paid by tenants and tax office, with 25% higher tax advantages
Explainer videos available upon request
Dresden Europe’s Silicon Valley, Multi-Family House SOLD OUT
The property includes ten apartments and 19 parking spaces, €1,809 purchase price per m², from €1,514,000 total price
Special tax optimization possible
You want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
Nuremberg – From €10,400 equity SOLD OUT
• Highly ecological KfW40-QNG premium properties • Low purchase prices from €185,100 to €353,900 • Net equity from approx. €10,400 • Gigantic future market: nursing homes • KfW40-QNG project with KfW promotional loan: €150,000 per unit at low interest • Up to 150% higher tax benefits • Plus 4× 5% special depreciation on top • Over 50% of the building value tax-deductible in just 10 years • Valuable, cost-free option for future accommodation of relatives nationwide included • High security via rental pool • Approx. €107/month personal contribution for the first 15 years • After 15 years, approx. €114,200 to €210,300 net return, depending on apartment size
Hamburg SOLD OUT
Extended HafenCity
NEW: Last three apartments
Northern world city
Shorter construction time due to fast progress
Unique gem at €1,120,000 including underground parking
5-room high-end apartment, 6th floor, 139 m² living space, fantastic south-facing rooftop terrace
Top 0.01% apartments in Hamburg, view of Elbtower
NEW: 5-room apartment for €1,120,000 with only €35,000 equity, thanks to €71,000 cost subsidy from the seller
NEW: 4-room apartment for €900,000 with only €28,200 equity, thanks to €57,000 subsidy
NEW: 3-room apartment for €730,000 with only €22,900 equity, thanks to €46,200 subsidy
100% covered by tenants and tax saving
NRW, North of Düsseldorf – Surrounded by 6 Lake SOLD OUT
KfW 40 QNG standard
New tax benefits up to 150% higher
Plus 4x 5% special depreciation
€150,000 low-interest subsidized loan
Purchase price starting at €309,400
Equity from €27,300
Want to know more?
We will provide detailed document and calculation, as well as image video of the project on request.
Kassel Hyggl – Last 3-Room Apartments SOLD OUT
Already 200 apartments successfully notarized in a short time
KfW 40 standard with solar PV system
Car-free sun plateau in a top location
Shortened construction time
Up to 150% higher tax benefits
Purchase prices between €429,900 and €457,000
€150,000 low-interest KfW subsidized loan
Equity starting from €30,000
Around 100% of the cost covered by tenants and the tax office
Frankfurt metropolitan region, release last house SOLD OUT
completed new build, no construction period, no construction costs, immediate renting
low purchase prices between € 307,000 and € 463,000, incl. kitchen and parking space
net equity of approx. € 13,990 to € 25,700
last chance, the last house goes on sale, 166 apartments already successfully notarized
KfW 40 property, instead of KfW subsidized loan € 7,500 subsidy for equity reduction
up to 150% higher tax benefits
approx. 90% paid by the tenant and the tax office
own expenditure from € 160 per month if the kitchens are co-financed, otherwise significantly less than € 100 own expenditure possible
approx. € 220,000 to € 330,000 net return after just 15 years, depending on the size of the apartment
Kassel, Micro-apartments from just €12,300 net equity SOLD OUT
Low purchase prices between €160,000 and €230,300, including kitchen, furniture, and parking space
Net equity from approx. €12,300 to €17,600
Only 300 meters from the university campus, with over 1,200 interested tenants on the waiting list
KfW 40 property, with €100,000 low-interest subsidized loan per unit
Up to 150% higher tax benefits
Approx. 100% covered by tenant and tax office – possible without monthly personal contribution
After just 15 years, net return of approx. €97,000 to €137,000
Augsburg / Metropolregion Munich SOLD OUT
In the economically strong metropolitan region of Munich, high numbers of influxes, high rents, excellent future prospects:
Favourable purchase prices between € 193,000 and € 224,000, incl. kitchen and underground parking space
Net equity of approx. € 8,600 to € 9,800
Ecological KfW55 EE property
CompletedNew construction, no construction time, no construction time costs
Up to 150 % higher tax benefits
Approx. 93 % is paid by the tenant and the tax office, as a result, only about 70 € of personal expenditure per month
After 15 years approx. € 128,500 to € 147,600 tax-free return
Greater Frankfurt, Ingelheim, Mainz, Wiesbaden – Bad Kreuznach area SOLD OUT
Starting from just €24,300 net equity (1 apartment, the other apartments from €30,500)
Apartments with low purchase prices
A property with the new up to 150% higher tax incentive
Tenants and the tax office pay approx. 95%, even with full financing, and your own additional payment starts at just €50 per month
Very short construction time, ready to move in quickly
First occupancy guarantee, fixed price guarantee and guarantee for punctual and defect-free completion
Pharmaceutical giant Eli Lilly is investing €2.5 billion in a new location and creating 1,000 new jobs there, just a 25-minute drive from our off-market property.
A strong region with 5 DAX companies, 400 technology start-ups,
5.8 million inhabitants, 30 universities
High population growth of 8.3% by 2040
Photovoltaics, underfloor heating, triple glazing, electric shutters, floor-to-ceiling windows, video intercom system, underground parking garage
BavariaSOLD OUT
44 new “senior-friendly” apartments in Bavaria
Purchase prices starting at just €195,000
From approx. €19,300 equity (4 apartments even from only approx. €10,500 equity)
Interest rate advantage of over €20,000 per apartment thanks to the KfW 40 QNG standard and particularly low-interest development loans
Up to 150% higher taxrelief from the new declining balance depreciation
Plus a 5% special depreciation on top for 4 years
Over 50% depreciation in just 10 years
In the first 10 years, your own additional payment can be only about 6 €to 45 € per month