Relocating to Germany or new in Germany? You can find all the useful resources you need on this page here! There are many providers in the market. But we recommend using below providers as they are expat-friendly (many are in English!). I personally use many of these providers and can highly recommend them based on my personal experience.
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Finance in Germany
Insurance in Germany:
TK – Public health insurance with English support (sign up here in English)
Ottonova – Private health insurance that is 100% in English, paperless, and with fast reimbursement
GetSafe An insurance company that is paperless, cancelable anytime, and in English. It offers Home insurance,- Dog liabailibty insurance, Law protection insurance, Personal liability insurance, Car Insurance, and more. It is also in English and daily cancellable. You can get a 15 EUR discount by signing up using our links.
Tarifcheck – An online comparison portal for different types of insurance in Germany.
English banking options in Germany:
Nuri – A digital bank with the best banking conditions in the market. No monthly fees. No foreign currency transaction fees. Free ATM withdrawals worldwide. Also great for those who want to earn passive income with cryptocurrencies.
Tomorrow – Digital bank that focuses on environmental protection, 0 monthly fee, and no German residency required
Bunq easy bank – Digital bank with low monthly fee, no German residency required, and low fee when spending abroad
Bunq easy money – Digital bank that doesn’t require German residency and send money with real exchange rate
N26 – Digital bank with 0 monthly fee and no German residency required
Commerzbank – Free current account with minimum deposit of 700 Euro, and with 50 Euros starting bonus
Deutschebank – Free for students under 30
Wise (Formerly Transferwise) – Free multi-currency borderless account that allows you to convert your currencies with the real exchange rate
International money transfer
Currencyfair – 3 Euros fee no matter how much you exchange and a very cheap exchange rate – Get 10 free transfer now
Work in Germany
Portals to look for a job in Germany:
Jobs.de – German portals for jobs in Germany
Monster.de – Job portals with jobs in Germany and other European countries
LinkedIn – International professional network to help you to find a job worldwide
XING – A German version of LinkedIn
TUM – University job portal (I found my job in Germany there)
betreut.de – Earning extra money by looking for jobs here like babysitting, cleaning, etc.
Checking your salary
Linkedin Salary – You can check if you are getting paid enough here and also look for jobs in Germany
Gross to net calculator – Put in your gross salary here to see how much net salary you will get in the end
Tax in Germany
Steuergo – File your tax return here in English
Tax calculator – Use this calculator to estimate how much income tax you have to pay
Yourxpert – Get a free online initial assessment from a tax advisor
Property Tax International – International tax adviser for German property tax if you do not live in Germany
Other useful resources
English financial adviser – Just write him an email and mention my blog “My Life In Germany” to get free independent financial advice based on your individual situation (choosing insurances, investment, etc.)
Free online mortgage calculator – Quickly estimate how much mortgage you can get and the interest rate
Study in Germany
Make-it-in-Germany – Official German government website about visa information
Daad.de – Information about university study programs in Germany
Relocating to Germany
To help you relocating to Germany:
Post forward service – Offered by Deutsche Post to direct all your letters from your old address to your new address
Sirelo moving – Get 5 free quotes from professional movers
Portals to look for a flat in Germany:
Find an energy provider for your home in Germany:
Ostrom – 100% green energy, simple plan with no confusing fees, services in English
Check24 – A portal to compare different energy providers
Verivox – A portal to compare different energy providers
Portals to compare service providers for mobile, internet, phone or TV:
Check24 – Compare service providers for internet, fixed phone line or TV
Verivox – Compare mobile phone packages, and internet/ fixed phone line/ TV
Other resources for relocating to Germany
Lingoking – Cheap and convenient translation service online
BookaLocal – Book a local helper if you don’t speak German yet
Yourxpert– Get a free online initial assessment from a lawyer.
