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My Life in Germany

The story of a Hong Kong woman who moved to Germany

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Tag: car insurance germany

Posted on September 13, 2020October 27, 2020

Car Insurance in Germany – 13 Ways to Save Money

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Planning to drive in Germany? In this article, you will learn why you need car insurance in Germany, what are the different types, how to choose a suitable one, ways to save money on car insurance, and more. Continue reading “Car Insurance in Germany – 13 Ways to Save Money”

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My Life In Germany is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate I earn from qualifying purchases. Besides Amazon, some links in this website are affiliated links. It means that I may receive compensation for traffic generated from these links. However, I will only include links and products that I truly believe in.

Recent Posts

  • Pets In Germany – Moving With Your Pets Or Adopting One Locally
  • Celebrating New Year In Germany – What To Do On Silvester
  • Believe In Santa – Why I Will Never Do This To My Kids
  • Gift Giving in Germany – Do’s and Don’ts (+ Gift Ideas)
  • German Christmas Traditions – Christmas in Germany
  • Unemployment Benefit in Germany – Application Guide for Expats
  • Free Credit Card in Germany – Top 6 For Travel and Cashback
  • Car Insurance in Germany – 13 Ways to Save Money
  • Filing US Tax When Living Abroad In Germany – An Overview For US Expats
  • Private vs Public Health Insurance: What is Better for Expats in Germany?
  • 20 Ideas to Make Money from Home – Anyone Can Do
  • Laundry in Germany – How to Dry Clothes Fast?
  • Moving to Germany – 2021 Complete Guide
  • Invest in Germany to Make Money – 2021 Expat Guide
  • Sitzpinkler: Do German Men Sit Down to Pee?

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Starting next Monday, FFP2 masks will be compulsor Starting next Monday, FFP2 masks will be compulsory on public transport, in shops and supermarkets in Bavaria 😲
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Make sure to stock up some masks now and prepare for next week!
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#ffp2 #facemask #mask #corona #bavaria #germany #covid-19 #foreigneringermany #expatingermany #foreignmomgermany #liveingermamy #lifeingermany #mylifeingermany #hkwomanabroad
So, now it is official that we will extend our loc So, now it is official that we will extend our lockdown in Germany till end of January, at least.😱
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But I am not optimistic. Many think that this will be further extended. Who knows.🤷
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Walking pass a field of snow today. I am wondering what I am going to do with my two little ones at home in the coming weeks.
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Lucky me that I am still in parental leave. So I don't need to worry about work, at least.
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Wondering how other working parents survive when they have to work from home with their kids. I had done that before when my kids were sick. I think it works if it is just a few days.
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But for weeks? Or even months? My big respect to these working parents 💪
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I wish everyone to hang in there. Vaccine is on the way. We are seeing a light at the end of the tunnel. All will be good again. ❤️
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#workfromhome #scenery #beautiful #germany #lifeingermany #mylifeingermany #workingermany #lockdown #quarantine #expatingermany #foreigneringermany #foreignmomingermany #momingermany #snow #snowfield #hkwomanabroad
Today, my girl spends her fourth birthday during t Today, my girl spends her fourth birthday during this quarantine time.
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Before today, we were worried about how to make her birthday special, without a party and any other special activities outside.
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No friends. No other family members. Everything is closed outside. No cafe. No restaurant. No zoo. No indoor playground. No nothing.
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Maybe we adults are just worried too much.
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At my daughter's age, she is not sad about being quarantined during her birthday.
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We decorated our living room with birthday theme. We baked her cake together. We prepared all the presents from us and from other relatives. We sang happy birthday together with Opa Oma in the video call. She got a Peppa pig house and is busy playing with it now 🐷
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She is super happy and excited for everything happened today ❤️
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Kids are simple and we are blessed 💕
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My birthday is coming up in a few weeks while we will still be in quarantine. I need to learn from my daughter and be happy with every simple thing 😊
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#birthday #birthdaykid #birthdaygermany #kids #birthdaycake #birthdayquarantine #birthdayidea #cake #lifeingermany #livingingermany #mylifeingermany #expatingermany #foreigneringermany #momingermany #expatmomingermany #foreignmomingermany *hkwomanabroad
Have you heard of dog tax or insurance for your pe Have you heard of dog tax or insurance for your pets before coming to Germany?
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I was quite shocked to hear them the first time. Didn't know that such things exist before. But hey, we are in Germany! 🇩🇪😂
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I have two cats which I adopted from an animal shelter in Germany. 🐱🐱
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I was surprised at how seriously animals are treated here in Germany. Sometimes, they are treated almost like humans. 
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This is a good thing here. At least I am not seeing all those wild or abandoned cats and dogs on the street like in my hometown Hongkong.
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Everything is well organized in Germany 👍
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If you plan to move with your pets to Germany or adopt one here, make sure you know and comply with all the rules here. Especially for dogs. Pet laws here are very strict.
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Click the link in my profile to check out more details about pets in Germany 🐱🐶
Getting up today to find everything white outside. Getting up today to find everything white outside.
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First snow this year ❄️🌨️
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Since a few years already, there was not much snow in Germany. At least not in where I live.
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I come from Hongkong where never snows. I saw snow the first time after I moved to Germany. It was amazing. It was like...in a movie 😅
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Even though I don't ski. Snow is nice to look at. It is a lovely feeling. Everything is white. 
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And of course, kids love snow. The first thing my girl said today in the morning, "Mama, loooook outside!!!!!" 😂
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#snow #white #germany #snowgermany #weathergermany #liveingermany #lifeingermany #mylifeingermany #expatingermany #foreigneringermany #momingermany #movetogermany #kids #cold #snowing #scenery #beautiful #snowingermany #snowday #snowflakes #snowfall #snowflake #snowfun #snowlove #snowsnowsnow #snowlovers
So, we are officially in 2021 now! Happy New Year So, we are officially in 2021 now! 
Happy New Year again officially 🥳
Here is an onion flower for our new year decoration 🥰
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It is again the time of the year to make some resolutions. 
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I have never heard of people making New Year's resolutions in Hongkong. At least I don't remember.
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However, when I am in Germany, I feel like it is so popular to make some. So, this year, I will join the fun and make some resolutions as well.
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One of my resolutions will be to get my body back to shape in 2021. My baby is now ten months old but my body is still not back to where it was. So, more regular exercise will be my goal.
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In fact, the most popular resolutions in Germany include weight loss, exercise, eat healthy, save money, etc.
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So, my resolution actually belongs to one of them. 😊
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Fun fact: Do you know that only about 8% of people stick to their resolutions on average?
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It means that I need to make sure I belong to this 8% 😆 Remember that keep doing the same thing continuously for 21 days and it will become a habit. 👍💪
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So, what are your New Year's resolutions?
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#resolution #resolutions #newyearsresolution #newyear #newyearsresolutions #happynewyear #newyearresolution #newyearresolutions #2021 #lifeingermany #mylifeingermany #hkwomanabroad #liveingermany #expatingermany #foreigneringermany #movetogermany #habit #popularresolution
This is my first Silvester in Germany without big This is my first Silvester in Germany without big parties and friends.
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In fact, we enjoyed our new year's eve only with our close family members. We have our own small "party", with delicious food made with love.
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I am so blessed that we can spend this time with our beloved family together.
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Firework sale is banned this year in Germany. Setting off your own firework is not banned. But it is strongly advised against.
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As at 21:00, I am already hearing firework outside. Not too surprising. I think some German people cannot survive new year without any firework.
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2020 is a horrible year for many. Think about it positively. It cannot be worse. It means that it can only get better next year.
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Happy New Year everyone! I have had enough of the "new normal" in 2020. And I wish you all a healthy and "normal" 2021 to come! 🎉
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#silvester #newyear #2021 #newyearseve #party #firework #germany #celebration #fireworkban #2020 #lifeingermany #germanculture #mylifeingermany #family #love #blessed #foreigneringermany #expatingermany #silvesteringermany
My girl refused to sleep last night. . I told her My girl refused to sleep last night.
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I told her that she should sleep fast, so that we could make a snowman together today. 
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And she was like, "I want to use a lot a lot of snow. And make a huge snowman ⛄"
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"We are going to make a snowman without snow."
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"How?" She asked.
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And here are our snowmen today. One from me and one from her.
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She was super excited to put them on our Christmas tree. 🎄
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I don't remember when was the last time I saw snow during Christmas in Germany. In the last few years, snow only came sometime in January shortly. So little that it was almost nothing.
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But, we now find a way to still make snowman without snow. And we still have an exciting and nice Christmas even though it is not really white outside.
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#snow #christmasingermany #christmas #xmas #xmasingermany #snowgermany #snowingermany #germany #christmastree #xmastree #decoration #xmasdecoration #christmasdecoration #kids #child #whitechristmas #whitexmas #snowman #diy #lifeingermany #mylifeingermany #momingermany
Why is New Year's Eve called "Silvester" in German Why is New Year's Eve called "Silvester" in Germany?
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What are you going to do on Silvester during lockdown this year?
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How many New Year's traditions do you know in Germany?
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Click the link in my profile and find out!
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#newyear #silvester #newyeareve #newyearseve #newyears #germany #celebration #activity #foreigneringermany #foreignersingermany #expatingermany #expatsingermany #movetogermany #newingermany #workingermany #German culture #studyingermany #lifeingermany #mylifeingermany #culture #movingabroad #moveabroad #liveabroad #hkwomanabroad

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